At First Priority Bank, we understand and respect the privacy of our valued
customers. We will protect our customer’s privacy while continuing to offer them a
wide array of products and services. The following information details how
employees of First Priority Bank collect, use, and retain customer’s and former
customer’s nonpublic information. The security and protection of this information is
paramount at First Priority Bank. “Nonpublic personal information” is any information
about you that we collect in connection with providing a financial product or service
to you. Nonpublic information does not include information that is available from
public sources, such as telephone directories or government records.
WHAT INFORMATION WE COLLECT AND MAINTAIN
We may collect “nonpublic personal information” about you from the following
sources:
- Applications or forms you fill out (such as loan applications)
- Information from a consumer credit report (such as credit history)
- Your transactions and account experience with us and others (such as account
balance, payment history)
- Information entered on our web site
- Verification by outside sources (such as credit relationships, loan balances,
etc.)
Cookies consist of a small piece of text & data that may be stored on a user's computer when visiting a website. First Priority Bank does not use cookies on the informational website (www.fpbk.com). Our Consumer eBanking and Business eBanking websites employ the use of cookies to facilitate user authentication and to track session information.
Collecting and retaining customer information makes it possible for us to service your
accounts and to suggest products and services that may benefit you. We will limit
the use and collection of personal information about customers, to the extent
necessary to conduct business; provide exceptional customer service; and to comply
with certain laws and regulations. At any time, our employees will be glad to explain
why we are collecting your information as well as how your information will be used
and retained.
WHAT INFORMATION WE DISCLOSE
First Priority Bank does not disclose any nonpublic personal information about our
customers or former customers to anyone, except as permitted by law. We may
disclose nonpublic personal information about you to the following types of affiliated
and nonaffiliated third parties:
- We may share your information with outside companies that provide services
or functions for us that require your nonpublic personal information. These
third parties are only provided with the information they need to properly
complete their services or functions. The confidentiality of your information is
maintained through a contractual agreement between the third party and
First Priority Bank.
SECURITY INFORMATION
At First Priority Bank, we understand that your trust in us depends on how well we
keep your personal, business, and account information secure. Our industry
accepted security practices are comprehensive and proactive to ensure your
information is secure whether you choose to bank with us in person, or through the
Internet. All of our operational and data processing systems are in a secure
environment that protects your account information from being accessed by third
parties. Additionally, technologies such as firewalls and encryption are used to
protect your information from theirs.
Employee access to personally identifiable customer information is limited to those
employees with a business reason to know our customer’s information. Employees
responsible for maintaining the confidentiality of our customer’s information will only
use this information to provide you with the highest level of customer service
available.
This policy is subject to change. Should this policy change for any reason, we will
notify you of any changes. Any future changes will affect existing and future
customers.
|
